किसान AI सहायक

किसान मित्र और फसल देखभाल सहायक

Government Schemes

India schemes — confirm current rules on the official portal before applying.

Crop insurance cover

PM Fasal Bima Yojana

प्रधानमंत्री फसल बीमा योजना

Crop insurance against natural calamity, pest and disease losses. Farmer premium is typically 2% for Kharif, 1.5% for Rabi and 5% for commercial or horticulture crops.

Who is eligible

  • All farmers growing notified crops in notified areas
  • Both loanee and non-loanee farmers, including tenant and sharecroppers
  • Enrolment before the cut-off date of the season

Documents to keep ready

  • Aadhaar
  • Land records / khasra khatauni
  • Bank passbook
  • Sowing certificate or self-declaration
  • Tenancy agreement for tenant farmers

72-hour crop loss rule

For insured crops, report damage within 72 hours of the event to the insurance company, the bank branch or the Crop Insurance app. Late intimation is the most common reason claims are rejected.

Insurance & farmer helpline

Kisan Call Centre: 1800-180-1551
PMFBY support: 1800-200-7710